Andrew Gardiner Law
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NEWS AND EVENTS
6th April 2020
One Year Anniversary
Today marks the one-year anniversary of Andrew Gardiner Law in Mooloolaba!
It’s been a wonderful year and we look forward to helping Sunshine Coast residents with their legal needs – both in Mooloolaba and at our new Nambour branch – for years to come.
Thank you to all our loyal clients. If you have any questions relating to COVID-19 or any other legal matter, don’t hesitate to reach out. We’re here to help!
24th March 2020
Firm bucks trend, backs Nambour
Andrew Gardiner Law is encouraging more businesses to invest in Nambour as it announces its expansion into the hinterland.
Director Andrew Gardiner, who has practiced law for nearly three decades in Mooloolaba, decided the addition of the Nambour location would better serve hinterland clients who may prefer to handle their legal matters locally. Read More
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DO YOU UNDERSTAND YOUR LOAN AGREEMENT?
Most people do not really understand what they are signing when they take out a loan to buy a house. If you have been presented with any security documentation, we urge you to see a lawyer to have the documents explained.
Some common questions we can answer include:
• What am I borrowing?
• What is the interest rate?
• What is a guarantor?
If you are lending someone money, we encourage you to document the loan to protect yourself in case the person does not make repayments.
We can document loans between:
• Parents and children. We never know what may happen in the future.
• Buyers and sellers. Vendor finance is often part of a business sale and these deals need to be formalised.
• Investors and developers. Commercial realities and market forces determine the terms of these agreement.
We can also:
• Prepare mortgages to secure the loan monies against real property.
• Prepare charges to have loan agreements registered on the PPSR.
Send us a message today to discuss how we can help you.
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Our offices are closed today for the Queen’s birthday👸🏻
We will be back at our desks tomorrow at 9am.
Enjoy your long weekend!
All hail Queen Kellie Leis 🙌🏻
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BEWARE OF SCAMMERS
Smart people get caught too! Imagine this scenario (that happened to a real person).
You get your builder in and have renovations done. The builder sends you an email with his invoice. You pay the agreed amount of $20,000. Everything is great.
Three days later, you get another email from the builder with the same invoice. The bank details on the second invoice are different, but you pay it.
You have been scammed. By the time you talk to the builder and the bank, your money has gone through two accounts and is now overseas.
Do you have to pay the builder (again)?
The courts would look at:
• The contract between the parties. Was it in writing? Is there a clause that covers electronic payments?
• Whether a party was negligent. For example, if it is clear that one party has been hacked, that party would probably be deemed at fault. The problem is that scammers are good and no one will admit to being hacked.
Before making any substantial payment, get on the phone. Ask the other party for their bank account details. DO NOT email them! If the scammer already has access to the other party's email, they will assure you that the bank details are correct.
Have any legal questions? Don't hesitate to drop us a line to schedule a free initial consultation.
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